Privacy Policy

A-1 Check Cashing 
Payday Loans
Terms and Conditions: Certain limitations apply to our payday loans. All loan applications are subject to approval and require additional information than needed above in the online application.  In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short term payday loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements. APR for customers is 572.14%. These customers will pay $20.00 in fees on a $100 loan. All loan fees are based on a 14-day term.    
With your approval, on your loan's due date, we will debit the agreed-to amount from your bank account unless other arrangements have been made.
Customers must pay his/her loan in full. We do not extend or renew loans in accordance with Mississippi state laws.
By law we are authorized to charge a $30.00 NSF fee if your payment is returned (non-payment).

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What Our Customers Are Saying
Mark M.
I have used A-1s Clinton and Ridgeland services numerous
times when I have been short of cash. The assistants are very helpful and explained every detail of the loan process with me. Very clean locations also...
Christie T.
As a single mother with a car that needed repaired I had no where to turn except to get a payday loan. A-1 Check Cashing made it extremely easy and hassle free. I had my cash in about 10 minutes.
A-1 Check Cashing services in Ridgeland, Mississippi include: Payday Loans, Cash Advances, Check Loans, and Check Cashing.

Since 1997. We are a Mississippi state licensed direct lender for payday loans and cash advances. We have helped over 30,000 people get the cash they need. 
We have locations in Clinton, Ridgeland, Pearl, South Jackson, North Jackson, and Flowood.

We Can Help!
Your Ridgeland, MS payday loan source.....
(601) 853-8266
Hours M-F 9:30 - 5:30
A-1 Check Cashing, Inc.
607 Hwy 51 Ridgeland
Ridgeland, MS 39157

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